A new guide by an independent management consultant walks agencies through concrete examples of how they can do a better job of connecting their budgets to both daily activities and broader ...

Learn all about zero-based budgeting, what it is, the steps involved, and an example of how it would be used in a business.

A zero-based budget is a budgeting method in which every dollar of income is allocated for a specific purpose. This budgeting approach involves starting from scratch and allocating every dollar of ...

An effective budget provides more than a forecast or tracking of income and expenses. A small business can use its budget to stay on top of financial trends it can use to take advantage of ...

A budget variance is a discrepancy between the predicted cost or revenue in a given account. A budget variance may include a revenue shortfall due to an inaccurate estimate, or a sudden and unexpected ...

Daniel Liberto is a journalist with over 10 years of experience working with publications such as the Financial Times, The Independent, and Investors Chronicle. Amy is an ACA and the CEO and founder ...

If you struggle with money — or you have a specific goal to save money going into the new year — following a budget can help you stay on track. Budget worksheets provide a basic layout for tracking ...

There are plenty of awesome online tools to help you manage your budget, but there’s nothing wrong with good, old-fashioned Excel, either. And these shortcuts can help make your spreadsheet budgeting ...

Budgeters are twice as likely to report no financial worries, compared with spenders. If you've read any personal finance advice, you know there's one simple rule that comes up time and again: You ...