Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Even a single 30-day late payment can drop your credit score by 50 to 100 points. Late payment marks stay on your credit ...

In general, how much of a personal loan you can get depends on your credit scores, credit reports and income. Here’s how you ...

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

Credit report errors such as incorrect details, misreported repayments, active closed loans and duplicate accounts can reduce ...

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.