One way to mitigate this issue is to keep some portion of your portfolio in cash or short-term bonds to meet short-term needs ...

Retirement researcher Bill Bengen has updated the classic 4% rule and says some retirees can safely plan to withdraw 4.7%, ...

Americans increasingly use 401(k)s as emergency funds, not retirement savings, exposing flaws in U.S. retirement policy and ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

Finance expert Dave Ramsey has a lot of unconventional takes.  For example, he believes that you don’t need to care about ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

As a New York Times best-selling author and former Emmy-winning television personality, Suze Orman is a financial advice ...

The National Pension System has undergone one of its biggest transformations in 2025, with flexible withdrawals, expanded ...

The government has notified key changes to NPS withdrawal rules for government employees, raising the full-withdrawal limit ...

New rules allow non-government National Pension System subscribers greater flexibility. Up to 80% of retirement funds can now ...