Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

There’s a profound misunderstanding about life insurance that keeps most Americans from building wealth the way the ultra-rich do. While most people view life insurance as something that only benefits ...

Life Insurance is typically used to provide financial protection for families. Life Insurance such as permanent or ‘whole life’ insurance also builds a cash value over time. Broadcast Retirement ...

When you have a conversation about the tools investors commonly use to build wealth, a wide array of assets — such as stocks, bonds, real estate, mutual funds, and more — are often the most common ...

Meagan is a former Series 7 financial advisor and current writer focused on blending straightforward information with a dose of humor on topics including equity investments, insurance products, and ...

Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...

Learn about the rules and cost-effective ways to combine multiple policies to meet changing life insurance insurance needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly ...

Who does and doesn’t need coverage, and how to find an inexpensive policy Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side.

A life insurance policy may be used as collateral to secure a loan. If you die before the loan is repaid, the lender will be repaid from the policy’s death benefit proceeds before beneficiaries can ...