That's exactly what has happened with Nvidia. Over the past year, Nvidia stock is up by 166% as the surge in AI investment has been a massive tailwind to the business. On the other hand, even including its massive dividend yield, the YieldMax NVDA Option Income Strategy ETF is up by about 105%. That's 61 percentage points of underperformance.

Tesla (TSLA) and Nvidia (NVDA) stocks have done well in the past few days as American equities bounced back. Tesla has jumped by over 33% from its lowest point in August and is slowly nearing its highest point this year.

If you want to earn a big return and turn $25,000 into more than $1 million, there is a safer and better way to do so -- assuming that you're willing to be patient. An exchange-traded fund (ETF) can allow you to generate some massive gains over the years,